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Welcome to the premier resource for all real estate information and services in the area. I hope you enjoy your visit and explore everything my realty website has to offer, including North & East Texas real estate listings, information for homebuyers and sellers, and more About Me, your professional East Texas Realtor.

Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of all available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.

If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home.

Debbie Wold

Debbie Wold
Sales Representative
EXIT Realty Pro

Direct: 469-595-1752
Office: 903-567-7777

Fax: 903-567-7774

Email: dwold61@gmail.com
For my mobile business card text "SoldByWold" to 85377



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Testimonials

  Over the years of having bought & sold homes in which to live in different areas of the country, I've dealt with a number of Realtors.
  Nearly all were more or less similar....except for two, one was a personal friend who gave loving care to my dying wife.  The other was Debbie Wold who stood out from all the rest because of the level of extra service she provided.
   What made her stand out was that Debbie Wold dealt with every detail herself, making connections when necessary and organizing, gathering, arranging and preparing documentation and meetings for me so that I was free to deal with the numerous other issues that challenged me as I dealt with purchasing a different home hundreds of miles away.
   She explained what they were and why she was making necessary preparations.  The she organized and provided what I need to do explicitly, providing needed legal material for me to sign and initial from many miles away.
   Debbie's extra effort and attention to detail make the difference that enabled me not only to survive the process from far away but to celebrate the sale in far less time than other Realtors who were attempting to sell similar homes in the same area.
Doug Heslip
Debbie rocks!! That is the best way to describe it. She is knowledgeable, creative, uber patient, trustworthy and a good friend. This was our first rural property and the contractual elements are different than an urban property. It was really nice having some you can trust in your corner through the negotiation process. Debbie thanks - we love our new place!! Susan Smith
If you want to find someone that is knowledgeable in buildings/homes and land that will become your new home then you have selected the right person for the job. Carrie Sharp
Debbie is an awesome realtor that always puts her client's best interest first! She has worked several deals for us and she is a trusted adviser. She knows the East Texas market really well! Shane & Laurie Gandy
Our experience with Debbie Wold was magnificent She was very professional yet she has such an uncanny way of making you feel like a friend Debbie kept us aware of what was going on when the loan company was very lacking in all communication. She was respectful towards the loan company yet she was forcefull enough to get them to get the job completed Debbie is very knowledgeable and helpful I would highly recommend her. Nelda McMillan
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Real Estate News

Latest Realty News from NAR

November 2018 Housing Affordability Index

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago.

  • Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The median sales price for a single family home sold in November in the US was $260,500 up 5.0 percent from a year ago.
  • Nationally, mortgage rates were up 80 basis point from one year ago (one percentage point equals 100 basis points).
  • The payment as a percentage of income was up from last month at 17.4 percent this November and up from 15.5 percent from a year ago. Regionally, the West has the highest payment at 23.8 percent of income. The Northeast had the second highest payment at 17.1 percent followed by the South at 16.8 percent. The Midwest had the lowest payment as a percentage of income at 13.7 percent.

  • Regionally, the Northeast recorded the biggest increase in home prices at 8.2 percent. The South had an increase of 3.8 percent while the West had a gain of 2.4 percent. The Midwest had the smallest growth in price of 1.6 percent.
  • Regionally, all four regions saw a decline in affordability from a year ago. The Northeast had the biggest drop in affordability of 14.4 percent. The South had a decline of 9.3 percent followed by the Midwest that fell 9.2 percent. The West had the smallest drop of 7.2 percent.
  • On a monthly basis, affordability is down from last month in all of the four regions. The Northeast region had the decline of 5.5 percent. The South had a decline of 2.0 percent followed by the Midwest with a dip of 1.8 percent. The West had the smallest dip in affordability of 0.7 percent.
  • Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 181.9. The least affordable region remained the West where the index was 105.0. For comparison, the index was 148.8 in the South, and 146.4 in the Northeast.

  • Mortgage applications are currently up while credit availability is down. Rates are higher this month but are still historically low. Home prices are up 5.0 percent while median family incomes that are growing 3.0 percent. The job market is steady. More inventory is welcome on the lower end of the market whereas there is more supply of inventory for high priced homes.
  • What does housing affordability look like in your market? View the full data release here.
  • The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.

Throwback Thursday: First-Time Homebuyers Then and Now

In 1981 when NAR first started tracking the data, the average age of a first-time homebuyer was 29.  They made up 44 percent of all homebuyers.  Sixty-eight percent of first-time buyers were married couples, 12 percent were single female and 13 percent were single male (seven percent were other).

In contrast, in 2018, the average age of a first-time homebuyer was 46 and they accounted for 33 percent of all homebuyers.  Fifty-four percent were married couples, 18 percent were single female, 10 percent were single male, and 16 percent were unmarried couples (two percent were other).

In 1989, first-time buyers largely rented an apartment before they bought their home at 80 percent, and 15 percent lived with parents, relatives, or friends.  In 2018, the share of first-time buyers that lived in an apartment before they bought their home slipped to 71 percent while the share of those that had been living with parents, relatives, or friends previous to buying rose to 23 percent.

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Blog

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My Post

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